Invest for growth,
plan for a rewarding year.
Every decision you make today shapes your financial future. Whether you choose to grow capital monthly or secure your household’s food supply, our cooperative plans are designed to be transparent, accessible, and built for the long haul. Read the rules & regulations →
Choose the plan that fits your goals
Two flexible cooperative products — one focused on monthly cash returns, the other on guaranteeing your family’s food security all year round.
Monthly Business Cooperative (MBI)
Grow your impact step by step. Invest daily to strengthen your stake in our food supply and logistics business and earn monthly returns.
- Flexible daily contributions
- Monthly profit pay-outs
- Pull out anytime (1 day deducted)
Food Chain Cooperative (FCI)
Invest consistently for a secure food future. Set aside a portion daily to guarantee your household’s food supply through our cooperative food chain.
- Guaranteed food supply
- Hedged against inflation
- Delivered nationwide (8 states)
Get started in three simple steps
Becoming a Crystal Trust member is straightforward. No long forms, no hidden fees.
Pick your plan
Choose between MBI for monthly returns or FCI for guaranteed food supply.
Fund your account
Make daily, weekly, or monthly contributions through Paystack or direct transfer.
Watch it grow
Track your contributions and returns from your member dashboard at any time.
Frequently asked questions
Quick answers to the most common questions about our cooperative plans and operations.
01 What happens if I decide to convert my Food Chain Cooperative (FCI) to cash?
If you choose to liquidate your Food Chain Cooperative, kindly contact our Admin or Client Care unit. Your principal cooperative will be refunded; however, the refund will be made without any Return on Cooperative (ROI).
02 Can I pull out my ROI before the stipulated time?
No, you cannot pull out ROI before the stipulated time. Instead, register for the Monthly Business Cooperative (MBI) where you can pull out at any time — with one day deducted.
03 In the case of death, who will be the beneficiary?
The next of kin whose details you provided during registration will automatically become the beneficiary of your cooperative.
04 How do I get my FCI package outside Rivers State?
Our representatives are currently active in FCT (Abuja), Lagos, Oyo, Delta, Bayelsa, Kwara, Edo and Kogi states. Reach out to our team to be connected with the closest representative.
05 How do I locate your office?
Our office is located at No. 25 Rumuokwachi Town, beside OSPAC office, along the Ozuoba–Ogbogoro road, Port Harcourt, Rivers State.
06 Can you deliver items to any part of the country?
For now, our in-house logistics service handles deliveries within Rivers State. For other locations, we partner with trusted nationwide couriers.
07 Can I invest in Logistics and Food/Storage simultaneously?
Yes, and we encourage it. Diversifying across both sectors helps you maximize opportunities while balancing risk.
08 What is the minimum amount required to start an cooperative?
The minimum entry amount depends on the package you choose. Each plan is designed to accommodate different member levels — from first-timers to seasoned members.
Ready to start your cooperative journey?
Join hundreds of members building wealth and food security through Crystal Trust’s cooperative cooperative plans. Sign up today — it only takes a few minutes.